At Signature and Private, you get a bonus on the deposits you make to your SolCard. It's credited when you spend those funds.
Rates and caps
| Signature | Private |
Non-stablecoin crypto deposits | 1% | 1.25% |
Stablecoin deposits (standard fee) | — | 1% |
Monthly cap (all currencies combined) | $125 | $500 |
What it takes to reach the cap: $12,500 of non-stablecoin crypto deposits spent in a month at Signature. At Private, $40,000 of non-stablecoin crypto, $50,000 of stablecoins, or a mix.
Non-stablecoin crypto deposited and spent in a month | Signature | Private |
$2,500 | $25 | $31.25 |
$10,000 | $100 | $125 |
$25,000 | $125 (cap) | $312.50 |
$50,000 | $125 (cap) | $500 (cap) |
Which deposits count
Non-stablecoin crypto (Signature and Private):
SOL, SOLC, JITO, wBTC and wETH on Solana
ETH on Ethereum, Arbitrum, Optimism, Base and Robinhood Chain
BNB, POL, AVAX, HYPE, BTC and LTC
Stablecoins (Private only): USDC, USDT and USDG, on deposits charged the standard deposit fee. Deposits to 0%-fee cards such as Platinum, or at a reduced fee, don't earn the stablecoin bonus. Non-stablecoin crypto deposits to Platinum still do.
Some card programs aren't eligible.
How it works
Deposit. Each deposit is recorded at the amount loaded to your card, after fees.
Spend. Each purchase uses your deposits oldest first, and credits a pending reward. The rate is the lower of your tier when you deposited and your tier when you spend.
Wait about 7 days. Each reward becomes claimable about 7 days after the purchase.
Claim. See Claiming your rewards.
Caps reset on the 1st of each month (UTC). A reward counts toward the month you made the purchase in.
Refunds
Refunded while the reward is pending: that reward is removed.
Refunded after it's claimable: the amount is taken from your future rewards.
Why didn't a deposit earn a reward?
Check that:
you held Signature or Private when you deposited and when you spent;
the coin and card are eligible (see above);
you haven't hit this month's cap;
the funds have actually been spent (rewards are credited at purchase, not deposit).
If it still looks wrong, contact support.