SolCard currently offers three types of cards:
Virtual Card: Instant virtual card for online purchases.
Platinum Card: Virtual card with broader functionality, including Apple Pay and Google Pay support.
Virtual for AI & Ad Spend: Virtual card that only works at AI and ad merchants.
1. Transaction-Related Fees
Fee Type | Amount | Applies To | Details |
Transaction Fee | $0.30 per transaction | All cards | Applies to all successful purchases. |
Cross-Border / FX Fee | 2% | All cards | Applies to international or currency conversion transactions. |
Apple Pay / Google Pay Fee | 0.20% | Platinum only | Charged on purchases made using Apple Pay or Google Pay. |
Declined Transaction Fee | $0.15 ( Varies ) | All cards | Charged when a transaction is declined. |
Small Purchase Fee | $0.15 ( Varies ) | All cards | Applies to transactions under $10. |
2. Top-Ups, Withdrawals & Card Issuance
Fee Type | Amount | Applies To | Details |
Top-Up Fee | 5% | Virtual Card and Virtual for AI & Ad Spend | Charged on each deposit. |
Top-Up Fee | 0% | Platinum SolCard | No fee for deposits. |
Withdrawal Fee | $1 (in USDT) | All cards | Covers blockchain/network costs. Free for SOLC stakers at Essential tier and above, see What is SOLC staking? |
Refund to Card Fee | 2% | All cards | Charged when a merchant refund is returned to your SolCard balance. |
Card Issuance Fee | $10 | All cards | One-time fee per new card issued. |
3. Balance Transfer & Withdrawal
Option | Fee | Notes |
Transfer to another SolCard | $0 | Active cards only. Minimum transfer is $20, and $5 must remain on the original card. Not available once a card is cancelled. |
Withdraw to External Wallet | $1 (in USDT) | Minimum withdrawal is $20 USDT. Free for SOLC stakers at Essential tier and above. |
4. Important Notes
All fees are automatically deducted from your SolCard balance when applicable.
Ensure your balance covers both the purchase amount and any associated fees.
Transactions will be declined if there are insufficient funds to cover fees.
Fees are identical regardless of deposit currency.
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