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SolCard Fees Complete Breakdown

At SolCard, transparency is a core value. Below is a complete and up-to-date breakdown of all fees associated with using your SolCard products. These fees apply depending on the specific action or card type you are using.

Jop avatar
Written by Jop
Updated over a week ago

SolCard Fees

SolCard is built for affordability, clarity, and ease of use. Below is a complete breakdown of all fees organized by type so you always know what to expect.

SolCard currently offers two types of cards:

  • Mastercard Online – Instant virtual card for online purchases.

  • Full Access SolCard – Virtual card with broader functionality, including Apple Pay and Google Pay support.

1. Transaction-Related Fees

These fees apply when using your SolCard for purchases or merchant interactions.

Fee Type

Amount

Applies To

Details

Transaction Fee

$0.30 per transaction

Both

Applies to all successful purchases.

Cross-Border / FX Fee

2%

Both

Applies to international or currency conversion transactions.

Apple Pay / Google Pay Fee

+0.30%

Full Access SolCard only

Charged on purchases made using Apple Pay or Google Pay.

Declined Transaction Fee

$0.15 – $0.50 USD

Both

Charged when a transaction is declined. The amount depends on the decline type.

Small Purchase Fee

$0.15 USD

Both

Applies to transactions under $10 to prevent micro-transaction abuse.

2. Top-Ups, Withdrawals & Card Issuance

These fees apply when depositing, withdrawing, or issuing cards.

Fee Type

Amount

Applies To

Details

Top-Up Fee

5%

Mastercard Online

Charged on each deposit made to a Mastercard Online balance.

Top-Up Fee

0%

Full Access SolCard

No fee for deposits.

Balance Withdrawal Fee

$1 (paid in USDT)

Both

Covers blockchain/network costs when withdrawing to an external crypto wallet.

Refund to Card Fee

2%

Both

Charged when a merchant refund is returned to your SolCard balance.

Card Issuance Fee

$10 USD

Both

One-time fee per new card issued. Applies to both Mastercard Online and Full Access SolCard.

3. Card Cancellation & Balance Transfer

If you cancel your SolCard or switch to a new one, you have the following options for managing any remaining balance.

Option

Fee

Minimum Balance Required

Notes

Transfer to a New SolCard

$0

$5

Free transfer to a new card. A minimum of $5 must remain on the original card.

Withdraw to External Wallet

$1 (in USDT)

$5

Standard withdrawal fee applies. A minimum of $5 must remain on the card.

A minimum balance of $5 must always remain on the card when canceling, transferring, or withdrawing. This amount cannot be withdrawn or transferred.

4. Important Notes

  • All fees are automatically deducted from your SolCard balance when applicable.

  • Ensure your balance covers both the purchase amount and any associated fees.

  • Transactions will be declined if there are insufficient funds to cover fees.

  • Fees are identical regardless of deposit currency (USDT, USDC, SOL, or SOLC).

Support

If you have any questions or need assistance, you can reach SolCard support through the following channels:

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