Understanding SolCard Fees

SolCard is designed to be affordable, transparent, and accessible—but like any financial product, there are some fees involved in its usage. Below is a full breakdown of all applicable fees so you always know what to expect when using your SolCard.

Every transaction made with your SolCard includes a flat $0.30 transaction fee. If the transaction is international or involves currency conversion, a 2% cross-border/exchange fee is added on top. For transactions made via Apple Pay, there’s an additional 0.30%, bringing the total to 2.3% for cross-border Apple Pay transactions.

When topping up your SolCard, a 5% top-up fee applies. This includes deposits via any supported platform or wallet.

If you choose to withdraw your balance from your SolCard, you'll be charged a $1 fee (paid in USDT) to cover blockchain/network costs.

For declined transactions, there is a small fee depending on the scenario. In most cases, you'll be charged $0.15, but in some cases (such as network or merchant retry loops), this may increase up to $0.50.

Also, note that very small transactions under $10 USD will incur a $0.15 small purchase fee. This is to prevent spam-like usage patterns and excessive micro-transactions.

Card issuance fees
When issuing your SolCard, fees depend on the card network:

Here’s a quick summary:

These fees are automatically deducted from your balance when applicable. Always ensure you have enough funds to cover both your purchase and any fees to avoid transaction failures.

If you have further questions about how fees are applied, feel free to contact [email protected] for clarification.