🚫 Prohibited Merchants & Blocked Transactions
To keep your SolCard active and secure, it’s important to follow card network restrictions enforced by our issuing partners. SolCard currently issues only Mastercard cards under two types:
Mastercard Full Access Apple Pay
Mastercard Virtual
Violating the merchant restrictions below may result in immediate card cancellation and funds being frozen without notice. These rules are enforced automatically.
🔒 Mastercard Full Access Apple Pay
These cards have high trust and broader access, but a few merchant types remain blocked due to compliance and AML risk:
❌ Blocked Merchants:
Uber
Wise/Banks/Wires
Crypto-related platforms or usage scenarios
Gaming platforms or purchases
✅ All other merchants are allowed, including ones that are blocked on the Virtual SolCard.
⚠️ Mastercard Virtual
This card type has stricter rules and monitoring. Transactions with the following merchants will result in immediate cancellation and frozen funds:
❌ Blocked Merchants:
Paypal
GRABPAY
GRAB RIDES
PayDo
GIFTCARDS
ENEBA LTU
TAP*
OFFGAMERS
Moogold
DOCTORSIM*
GEEKAY ARE
Livecard
Electronic First
ROYALCDKEYS.COM
RLHero8626
Gold4Cards
CryptoVoucher
MYGIFTCARDSUPPLY
RLHero1435
Geekay
Giftycode
Binance.com
US BANK
DIRECT BANK
SoundCloud
fp*Food Panda
Keeta
Netflix.com
Starlink
Uber
Wise
Crypto scenarios
Games
Bolt.eu
OnlyFans
Shenzhenshifenqil
MTR
❗ Blocked Usage Behavior:
5 consecutive declines due to insufficient balance
A total decline rate above 20% (1 in 5 transactions fail)
📒 Important Notes
These restrictions are non-negotiable and enforced automatically.
Even a single transaction at a blocked merchant will lead to permanent card deactivation and frozen balance.
If you're unsure about a merchant, please email [email protected] before making a purchase.
Playing it safe is the best way to keep your card active.
| Prohibited Merchant Category Codes (MCC) |
|
MCC | Description | Classification |
4829 | MONEY ORDERS -- WIRE TRANSFER | Prohibited |
5933 | PAWN SHOPS | Prohibited |
6010 | FINANCIAL INSTITUTIONS - MANUAL CASH DISBURSEMENTS | Prohibited |
6011 | FINANCIAL INSTITUTIONS - AUTOMATED CASH DISBURSEMENTS | Prohibited |
6050 | QUASI CASH-MEMBER FINANCIAL INSTITUTION | Prohibited |
6051 | QUASI CASH | Prohibited |
6211 | SECURITY BROKERS/DEALERS | Prohibited |
6529 | REMOTE STORED VALUE LOAD-MEMBER FINANCIAL INSTITUTION | Prohibited |
6530 | REMOTE STORED VALUE LOAD | Prohibited |
6531 | PAYMENT SERVICE PROVIDER-MONEY TRANSFER | Prohibited |
6532 | PAYMENT TRANSACTION - MEMBER FINANCIAL I | Prohibited |
6533 | PAYMENT TRANSACTION - MERCHANT | Prohibited |
6534 | MONEY TRANSFER-MEMBER FINANCIAL INSTITUT | Prohibited |
6535 | VALUE PURCHASE-MEMBER FINANCIAL INSTITUT | Prohibited |
6536 | MONEYSEND INTRACOUNTRY | Prohibited |
6537 | MONEYSEND INTERCOUNTRY | Prohibited |
6538 | MASTERCARD MONEYSEND FUNDING TRANSACTION | Prohibited |
7272 | ESCORT SERVICES | Prohibited |
7273 | DATING OR ESCORT SERVICES | Prohibited |
7297 | MASSAGE PARLORS | Prohibited |
7280 | HOSPITAL PATIENT PERSONAL FUNDS WITHDRAW | Prohibited |
7322 | DEBT COLLECTION AGENCIES | Prohibited |
7800 | GOVERNMENT-OWNED LOTTERIES | Prohibited |
7801 | GOVERNMENT LICENSED CASINOS (ONLINE GAMBLING) | Prohibited |
7802 | GOVERNMENT LICENSED HORSE/DOG RACING | Prohibited |
7995 | BETTING, WAGERING, LOTTERY, GAMBLING TICKETS OR CHIPS | Prohibited |
8651 | POLITICAL ORGANIZATIONS | Prohibited |
8661 | RELIGIOUS ORGANIZATIONS | Prohibited |
9211 | ALIMONY, CHILD SUPPORT OR COURT COSTS | Prohibited |
9401 | I-PURCHASING PILOT | Prohibited |
9411 | GOVERNMENT LOAN PAYMENTS | Prohibited |
9754 | GAMBLING-HORSE, DOG RACING-ST LOTTERY | Prohibited |